Name

Designation

Educational Qualification

Work Experience

No. of Years/Area of work

Previous Employer

S. Bhaskar

COO

ACA

24 years

Started in Pricewater House for 1 ½ years. Later 20 years in Cholamandalam Investment and Finance Co Ltd. Initially handled corporate finance and trade finance including bill discounting etc and in the early years of Chola’s retail foray, handled retail finance also. Later moved as CFO & Treasurer and handled Risk management including internal audit and business process.

Prior to joining here, he was Murugappa Group Treasurer and Vice President Internal Audit for the last two years.

Murugappa Group

K. P. Venkatesh

Post Graduate Diploma in Business Management from Xavier Institute of Management

(XIM-B)

Bachelor of Engineering –Mechanical from Sri Venkateswara college of Engineering, Chennai.

He has over 18 years of experience in sales and marketing which spans across tangible (tyre) and intangible (asset financing) products. He was till recently the All-India sales and marketing Head for GMAC. He started his career in J.K. Industries and then he moved on to Cholamandalam DBS Finance where he was the National Product Head (Auto Loans).

GMAC Financial Services Limited

H. Mahalingam

CTO

M.Sc Statistics

Systems Analysis and Design, HCL New Delhi

Business continuity Plan, Business Continuity Institute, UK

Information Security from SQTC, New Delhi

The first 7 years were in Pricol (Premier Instruments) Coimbatore, Fusegear Electrical Engineering and Enfield India. Later was head of I.T for Kothari group for 13 years and the last 7 years, he has been Head of IT for Cholamandalam DBS Finance Ltd. As Head of IT for Cholamandalam, he is in charge of their entire hardware, networking as well as the software in terms of identifying right software platforms for the various business applications of the company, networking and hardware required for optimum performance at the right cost. Cholamandalam is a pan India leading NBFC with over 180 branches and a volume throughput of about 1000 new customer transactions per day

Cholamandalam DBS Limited

S. Sethupathy

Head-Operations

M.Phil in Management from Madurai Kamaraj University

M.B.A with specialisation in Operations Research from IGNOU

Over 17 years of experience in Shop floor in manufacturing and quality in various organisations such as HMT, Sundaram Fasteners, Jay Parabolic Springs and Yuken India. The work experience covers various aspects of manufacturing and quality as well as application of various quality tools such as TQM and 5S. Prior to joining here he was Head of Manufacturing in Yuken India Ltd, an auto component manufacturer based out of Bangalore. Has presented papers on various topics such as Kaizen in manufacturing, 5S and Lean manufacturing in forums such as Indian Machine Tools Manufacturing Association, Auto Components Manufacturers Association etc

Yuken India Limited

S. Muralidharan

Head-HR

BE (Mechanical) from Bharatiar Univeristy

MBA from Bharathidasan Institute of Management (BIM) Trichy

Joined Ashok Leyland from campus as Management trainee and after 1 ½ years, moved to Cholamandalam Investment and Finance Co Ltd as branch manager in Salem. Later was promoted as Regional Manager for Tamilnadu. Was with Cholamandalam for 5 ½ years and then moved to Citicorp India Ltd for 1 ½ years handling Tamilnadu and Andhrapradesh for their vehicle financing. Last 7 years has been with Datamatics, a premier HR recruiting and consulting firm with specialised focus on recruitment and training.

Datamatics Staffing Services

He has around 8 years of post qualification experience in treasury and capital markets. He started his career in the Corporate Treasury Department of Cholamandalam Investment & Finance Coy. Limited. Then he moved on to Citibank NA as a Treasury Analyst for the Consumer Banking division. Prior to joining Equitas he was Vice President-Operations for a US-based hedge fund administrator.

E Varathkanth

BTech (IIT Madras) PGDM (IIM Bangalore)

Prior to his stint at Equitas, Varath lead the Strategic Marketing Group at one of the largest business units at Cognizant Technology Solutions. Apart from this strategic advisory role, he was also involved in knowledge management and business development activities.

Cognizant Technology Solutions

Name

Designation

Educational Qualification

Work Experience

No. of Years/Area of work

Previous Employer

DFM (NMIMS)

22 years of total experience

Started his career in the year 1988 as Sales Officer with Authorized dealer of Tata Motors Ltd. for 6 years then joined Apple Finance Ltd. and worked for 2 years as Sr. Sales Executive thereafter shifted to Cholamandalam Investment and Finance Co. Ltd. where he worked for 6 years in both sales and credit functions of Vehicle Finance. He later on moved to ICICI Bank Ltd. and had the stint of about 8 ½ years where he worked at Regional, Zonal and National levels in credit of Commercial Vehicles, Construction Equipments and Agri Business.

Prior to joining Equitas he was working as National Credit Manager for Agri Business Banking Group of ICICI Bank Ltd. since Oct. 2007. 

Vikrant Bhagwat

Senior Vice President – Zonal Head - West

B.Com BMCC - Pune

Prior to joining Equitas, he was National Head for Secured Assets Business comprising of Commercial Vehicles, Construction Equipment & Small Ticket Vehicle Loans with Development Credit Bank Ltd. – Mumbai as a Vice President.

Development Credit Bank Ltd.-

B.Sc.Ed, MBA, PGDSM from NIIT      

15.5 years  

Over 15.5 years of experience in Sales & Marketing. Immediately after graduation he started his career in Marketing with M/S Amara Raja Batteries Ltd for 2 years and then appeared for GMAT and TOEFL to pursue MBA. After completion of MBA he joined M/S Apollo Tyres Limited as project trainee and had a long stint of 10 years with good career growth by serving in different positions across Tamil Nadu, Andhra Pradesh and Karnataka during 1995 to 2005.  

He then moved on to the financial services industry by joining M/S Cholamandalam DBS Finance Limited. Here he served as Asst. Vice President & Regional Manager - TN-1 for Vehicle Finance business from 2005 to 2009.  

Have attended senior executive training programmes at MDI-Gurgaon and IIM-B.  

Prior to joining Equitas, he was Assistant Vice President & Regional Manager (Vehicle Finance)- TN-1 with Cholamandalam DBS Finance based out of Chennai.

Cholamandalam DBS Finance Limited

Milind Deshmukh

Vice President & Regional Head

B.Com, M.B.A

Prior to joining Equitas, he was Product Head for Secured Assets Business comprising of Commercial Vehicles, Construction Equipment, Home Equity & Small Ticket Vehicle Loans with Development Credit Bank Ltd. – Mumbai as a Associate Vice President.

Development Credit Bank Ltd.

B.com, MBA

19 years  

He started his career in Office Automation with Chowgule Industries and after 3 years he then moved on to financial services sector where he worked with Cholamandalam Investment and Finance Company Limited as part of the Vehicle Finance division and then later in Bajaj Auto Finance Limited for 5 years as part of their Auto and Consumer Finance division before re-joining Cholamandalam to complete a 11-year stint.  

Prior to joining Equitas, he was Assistant Vice President & Regional Manager (Vehicle Finance) with Cholamandalam DBS Finance at Hyderabad. 

Cholamandalam DBS Finance Limited

25 years  

He has a diversified experience in financial services. He started his career as Officer - Accounts. Later he moved onto to handle fixed deposits, vehicle finance as well as receivables with various NBFCs like Sakthi Finance, Apple Credit corporation, GMAC and Cholamandalam DBS.  

Prior to joining Equitas, he was Regional Manager (Vehicle Finance) with Cholamandalam DBS Finance Limited for 4 years handling Tamil Nadu-1 and Kerala. 

Uday Raval

Has over 14 years of diversified experience out of which 6 years in Retail Assets Business With DCB & Cholamandalam DBS, 5 years in Consumer Durables with SAMSUNG & Thomson and 3 years in Industrial Product Selling.

Started his career with Core Emballage Limited as Marketing Executive handling Corporate Accounts for industrial products for a period of 3 years. Then moved on to join Thomson Consumer Electronics India Limited as a Senior Sales Executive handling Central Gujarat Region for consumer durable products for over 2 years. Later, he worked with Samsung India electronics Limited as a Senior Sales Executive handling Central Gujarat Region for consumer durable products for over 3 years. Then he moved over to the financial services with Cholamandalam DBS Finance Limited as a Branch Business Manager handling Central Gujarat for commercial vehicle business for over 3 yrs.

Prior to joining Equitas, worked with Development Credit Bank Limited for the last 3 years as a Zonal Manager, Handling Western India for Retail Assets for STVL & Regional Manager Gujarat handling Commercial Vehicle Loans, Construction Equipment Loans and Mortgage Loans.

P Selvamani

Has over 18 years of experience in NBFC & Banking industry. Started his career in Cholamandalam Investment and Finance Co Ltd. and handled Public Deposits - Marketing and Receivables Management in Vehicle finance for around 13 years.

Prior to joining Equitas, worked with HDFC Bank Ltd for the last 5 years as Regional Legal Manager - South for Retail Assets.

S. Shankar

B.Com, M.Com, I.C.W.A.(Inter)

24 Years experience in Banking & Financial Services domain.

Started his career with Forbes Gokak Ltd (Formerly Gokak Patel Volkart Ltd) Textile Mill belonging to TATA Group as Cost Officer. Then he moved to Tamilnadu Industrial Investment Corporation Limited. (TIIC) as Officer. Later, he worked with a nationalized bank

Bank of Baroda, at New Delhi as Officer. Subsequently, he joined M/s. Imperial Corporate Finance & Services Pvt. Ltd, at New Delhi, a Cat-1 Merchant Banker, as its Asst. Vice President and was subsequently promoted as Vice President. Later he moved to M/s. Vivek Hire Purchase & Leasing Ltd, a NBFC belonging to Viveks group, consumer durable retail chain, in Chennai as its Vice President.

His last assignment before joining this company was with M/s. AIG Consumer Financial Services India Ltd, a MNC NBFC as Head-Sales Finance and later as National Sales Manager.

AIG Consumer Financial Services India Ltd.

S.Kannadasan

GM - Finance

B.Sc., ACA

16 years

Started his career as Accounts officer with M/s Transport Corporation of India Ltd., Asia's Leading Surface Transport company. Later he moved to Sugal and Damani Finlease Ltd., a Listed Company engaged in HP, Lease and deposit as Vice President – Finance. Then he has moved to M/s Gati Ltd as Manager - Accounts. The last assignment before this company is with Computer Age Management Services Pvt. Ltd. where he was Heading the Accounts and Finance division of the company. He has good experience in the Field of Accounts, Finance, Income Tax, Service Tax and FBT. 

B.Com, MBA, Oracle Certified Professional DBA      

Over 10 years of comprehensive experience in software and financial services industry, complete management of IT Services including Project Management,   Technology & Infrastructure  Building.  

Started as Analyst Programmer for 2 years, later on worked as Officer in Charge for 1 year before moving on as Head of IT for 5 years. The last 2 years he was involved in setting up a start-up IT company. 

Anand Sharma

Post Graduate in Computer Science, from Banaras Hindu University

15 years

Started his career in Development Consultants Limited (August 1995), as Trainee Systems Analyst and moved up to Manager – Projects, handling multiple projects in Banking & Financial Industries. Involved in Complete Life Cycle of Branch Automation Software for a Chennai based Private Sector Bank, and computerized the entire banking operations both at branches & Head Office. Joined Bharat Overseas Bank Limited, Chennai in May 2003 as Senior Manager – IT and moved up to AGM – IT (Head of Information Technology) in June 2006. During his tenor in Bharat Overseas Bank Limited, he was responsible for migrating existing Branch Automation System to Core Banking Solution (FlexCube) and implementing other delivery channels like ATM , Phone Banking etc & setting up Disaster Recovery Center. As directed by Finance Ministry of India, Bharat Overseas Bank Ltd, was Merged to Indian Overseas Bank on 1st April 2007 . Mr. Anand Sharma was the Project Lead (joint team of Bharat Overseas Bank Limited & IOB) for data migration (from FLEXCUBE to CROWN – In-house developed core banking solution of IOB). It was a highly successful migration because of which all the Bharat Overseas Bank customers where able to operate their accounts using CROWN from 3rd April 2007 . He was with Indian Overseas Bank till December 2008 and then Joined Equitas Microfinance on 3rd January 2009.