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KEY MANAGEMENT PERSONNEL

Bhaskar S - Executive Director & CEO

Mr. Bhaskar S, joined the Equitas Group on October 15, 2007 and served as the Chief Financial Officer prior to his appointment as the Executive Director & CEO of the Company on 21st October, 2016. He holds a Bachelors degree in Science from University of Madras and is also a qualified Chartered Accountant from the Institute of Chartered Accountants of India. He started his career with Pricewaterhouse & Co., where he worked for one and a half years and later moved to Cholamandalam Investment and Finance Company Limited where he worked for two decades. Prior to joining Equitas Group, he was the Group Treasurer and Senior Vice President – Audit for the Murugappa Group, Chennai..

Jayashree S Iyer- Company Secretary & Compliance Officer

Mrs. Jayashree S. Iyer was appointed as Company Secretary and the Compliance Officer of our Company on November 1, 2014. She joined the Equitas Group on October 1, 2011. She holds a Bachelors degree in Law and a Masters degree in Commerce (Accounts and Taxation) from the Devi Ahilya Vishwavidyalaya, Indore. She is a qualified company secretary from the Institute of Company Secretaries of India and a fellow of Insurance Institute of India. She has worked with Oriental Insurance Company Limited for over two decades. Prior to joining our Company, she worked with Hyundai Motor India Limited as the company secretary

Srimathy Raghunathan - Chief Financial Officer

Ms. Srimathy Raghunathan joined the Equitas Group in October 2013 and served as Assistant Vice President – Finance and Accounts of Equitas Small Finance Bank Limited prior to her appointment as Chief Financial Officer of the Company on July 28, 2017 with effect from August 1, 2017. In addition to Management Information Systems (MIS) and Budgeting, she was also involved in Initial Public Offering (IPO) work of Equitas Holdings Limited. She is a Chartered Accountant with a professional experience of 6 years. She has also passed intermediate examination of Institute of Cost and Management Accountants of India. Prior to joining Equitas Group, she worked with Tata Capital Limited and Hinduja Leyland Finance Limited.

SENIOR MANAGEMENT PERSONNEL

Vasudevan P N - Managing Director & CEO - ESFBL

Mr. Vasudevan P N holds a Bachelors degree in Science from University of Madras. He is a qualified company secretary from the Institute of Company Secretaries of India. He has extensive experience in the financial services sector and had served as the Head – Consumer Banking Group in Development Credit Bank Limited, for more than one and half years. He has also worked for about two decades in Cholamandalam Investment and Finance Co Limited, part of the Murugappa Group, where he joined as a management trainee and resigned as vice president and business head of vehicle finance. He was also the chairman of the managing committee of the South India Hire Purchase Association for the Financial Year 2006.

Raghavan H K N - President - Outreach & Inclusive Banking - ESFBL

Mr. Raghavan H K N is the President of Outreach & Inclusive Banking at ESFBL. He joined the Equitas Group on December 8, 2008. He holds a Bachelors degree in Commerce from Osmania University and Executive Program in Business Management from Indian Institute of Management, Calcutta. Prior to joining EMFL, he had worked in various fast-moving consumer goods companies like Hindustan Unilever Limited, Agro Tech Foods Provident Fund, Henkel SPIC India Limited, Dabur Foods Limited and Subhiksha Trading Services Limited..

Murthy V S - President - Emerging Enterprise - ESFBL

Mr. Murthy V S is the President of Emerging Enterprise at ESFBL. He joined the Equitas Group on November 10, 2010. He holds a Bachelors degree in Commerce and a Masters degree in Business Administration from Osmania University. His prior experience includes working with Cholamandalam DBS Finance Limited and Dhandapani Finance Limited as the Head – Secured Loans. He joined the Equitas group in November 2010 to head Educational Initiatives and was given additional responsibility of Micro Finance - Branch Operations in January 2012.

Sethupathy S - President - Centralised Processing Centre- ESFBL

Mr. Sethupathy S is the President of Centralized Processing Centre division at ESFBL. He joined the Equitas Group on September 17, 2007. He holds a Bachelors degree in Mechanical Engineering from Bangalore University and Masters in Business Administration from India Gandhi National Open University. Prior to joining EMFL he held various positions at HMT Limited, Sundaram Fasteners Limited, Sab Wabco India Limited, Jai Parabolic Springs Limited and Yuken India Limited.

Sridharan N - Chief Financial Officer - ESFBL

Mr. Sridharan N is the Chief Financial Officer at ESFBL. He joined the Equitas group on August 16, 2010. He holds a Bachelors degree in Commerce from University of Madras and is also a qualified chartered accountant from the Institute Chartered Accountants of India. He has over three decades of experience in finance and accounts. He started his career with CMC Limited in 1986 and he was Deputy General Manager- Finance and Internal Audit at the time of resignation. His prior experience includes SRA Systems Limited as General Manager- Finance for nine years and was associated with Subhiksha Trading Services as Vice President – MIS and Commercial Control.

Muralidharan S - Chief People Officer - ESFBL

Mr. Muralidharan S is the Chief People Officer at ESFBL. He joined the Equitas group on August 16, 2007. He holds a Bachelors degree in Mechanical Engineering from Bharathiar University and Masters degree in Business Administration from Bharathidasan University. He started his career with Ashok Leyland Limited and has worked with Cholamandalam Investment and Finance Company Limited and Citicorp Finance (India) Limited. Prior to joining the Equitas Group, he was with Datamatics Staffing Services for seven years.

Mohanan B - EVP & National Business Head – Sales - ESFBL

Mr. Mohanan B is the EVP & National Business Head – Sales at ESFBL. He joined the Equitas Group on October 1, 2008. He holds a Bachelors degree in Commerce from University of Madras and a Masters degree in Business Administration from Annamalai University. Prior to joining EMFL, he has worked in various NBFCs like Cholamandalam DBS Finance Limited, GMAC Financial Services India Limited, India Cements Capital & Finance Limited, and Apple Credit Corporation Limited.

John Alex A - EVP - Inclusive Banking - ESFBL

Mr. John Alex A is the EVP of Inclusive Banking at ESFBL. He joined the Equitas group on November 5, 2008. He holds a Bachelors degree in Science (Agriculture) from Andhra Pradesh Agricultural University. Prior to joining our Company, he worked for about 25 years with Indian Overseas Bank from where he took his voluntary retirement as Chief Manager. His experience also includes four years of service as gazetted officer in Tamil Nadu Government service. Alex is the Group Head-Social Initiatives. He joined the Equitas group on November 5, 2008. He holds a Bachelors degree in Science (Agriculture)from Andhra Pradesh Agricultural University. Prior to joining our Company, he worked for about 25 years with Indian Overseas Bank from where he took his voluntary retirement as Chief Manager. His experience also includes four years of service as gazetted officer in Tamil Nadu Government service.

Arcot Sravanakumar - EVP - Inclusive Banking - ESFBL

Mr. Arcot Sravanakumar is the EVP of Inclusive Banking at ESFBL. He joined the Equitas Group on November 25, 2010. He holds a Bachelors degree in Commerce from Sri Venkateshwara University, Tirupathi and has participated in the Management Development Program on Personal Growth and Effectiveness Lab from XLRI, Jamshedpur. Prior to joining Equitas Group he has worked for 19 years in various consumer goods companies like Hindustan Unilever Limited, Nestle India Limited, Henkel SPIC India Limited, Reliance Industries Limited and Pantaloon Retail (India) Limited.